Builders Insurance

Do you need Builder’s Warranty/Home Indemnity Insurance (HII)?

We are the only Licensed Provider of Builder's Warranty Insurance in WA

Our Team at Sarre Insurance Broking have many years of experience in all types of residential and commercial construction insurance. 

Our brokerage is one of the very few licensed to distribute Builder’s Warranty Insurance also known as Home Indemnity Insurance (HII) in Western Australia.

We understand that the construction industry presents unique risks, whether you’re a builder working on residential projects, managing large-scale commercial developments, or overseeing infrastructure works.

Our comprehensive builders and construction insurance solutions are designed to protect your projects, assets, and reputation, so you can focus on building with confidence.

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How we can help you

Builders Warranty / Home Indemnity Insurance

Statutory insurance applicable to certain residential construction over $20,000. The insurance provides cover to the owner of a property against the builder not completing the works. It also covers the owner for 7 years after the building permit is issued against structural defects should the builder be unable to rectify due to being insolvent, deceased or not locatable.

Contract Works Insurance

Also known as contractors all risk, this is cover for the works and existing structure (if required) against physical loss or damage. Policies can include cover for principal supplied materials, damage to materials during transit and theft of materials off-site. 

Public & Products
Liability Insurance

Builders liability cover both on and off site for claims arising from construction activities. Although most contractors engaged by builders will carry their own Liability insurance, the Builder or Head contractor is responsible for the site, therefore has a vicarious liability exposure for any activities undertaken on site.

Tailored Insurance Solutions for Builders and Contractors

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We offer a full suite of insurance solutions designed to cover every aspect of your construction projects:

Protect your materials, tools, and the structure itself from fire, theft, vandalism, and other unforeseen events during construction.

Coverage that protects you against claims made by third parties for injury or damage caused by your work on-site.

Designed for larger projects, this covers damage or loss to construction work until it is handed over to the client.

Protect yourself from claims related to errors or omissions in your professional advice or services.

Cover your machinery and equipment, ensuring you’re protected against loss or damage to the tools that make your work possible.

Essential protection for your employees, covering medical expenses and lost wages in the event of a workplace injury.

Frequently Asked Questions

Builders should consider the following types of insurance:

  • Builder’s Risk Insurance
  • Public Liability Insurance
  • Contract Works Insurance
  • Workers’ Compensation Insurance
  • Professional Indemnity Insurance

We work with you to understand your project scope, risks, and budget, then source tailored insurance policies from reputable insurers that offer the right coverage for your needs.

Yes, for larger or more complex projects, you may need specialised coverage such as Contract Works Insurance and Construction Plant and Equipment Insurance. Sarre will help you assess your risks and find the right policies to match.

If your project timeline changes, contact us to review your policy. We can adjust your coverage to ensure you remain protected throughout the new project duration.

Our claims advocacy team manages the entire claims process, from submitting paperwork to negotiating with insurers, ensuring you receive the full compensation you’re entitled to without unnecessary delays.

We're Here to Help

Connect with us

Whether you have questions about our offerings, need assistance with a claim, or want to discuss how we can tailor insurance solutions to meet your needs, don’t hesitate to reach out. Our dedicated team at Sarre Insurance Broking Services is just a call or click away.

Contact Us

Contact Info

Sarre Insurance Broking Services is a member of Steadfast
ABN 71 150 896 610
AFS Licence No 554587

© 2024 Sarre Insurance Broking Services. All rights reversed.
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