- 13/979 Albany Hwy, East Victoria Park WA 6101
At Sarre, we offer tailored solutions to protect your assets, reputation, and long-term growth—giving you the peace of mind to focus on what matters most.
At Sarre Insurance Brokers, we know that running a business involves managing risk every day. From protecting your physical assets to safeguarding your reputation, comprehensive business insurance is essential to ensure long-term success.
Our tailored business insurance solutions are designed to cover the unique challenges your business faces, providing peace of mind and allowing you to focus on growth and operations.
No two businesses are the same, which is why Sarre offers personalised insurance solutions that are tailored to your specific industry, size, and risk profile. Whether you run a small local business or manage a large enterprise, we ensure you have the right protection in place, covering everything from property damage to liability and employee safety.
In the event of a claim, our expert team will manage the entire process on your behalf, advocating for you to ensure a smooth and efficient resolution. We prioritise your best interests, so you can be confident that any claims are handled swiftly and fairly.
Our business insurance provides comprehensive risk management, covering your physical assets through Property Insurance, protecting against third-party claims with Public Liability Insurance, and safeguarding your income and operating expenses with Business Interruption Insurance in the event of disruptions like fire, theft, or natural disasters.
Business Insurance can provide cover for your business’ premises and contents, against loss, damage or theft, also offering protection against financial loss experienced from an insured interruption to your business.
It is usually broken down by the following types of protection:
a) Material damage loss for your physical assets
b) Financial loss due to business Interruption
There are many different types of Business Insurance cover options, each designed to protect different areas of a business’ operation. These include, however are not limited to the following items on this page, some of these section may also be taken as ‘stand-alone’ policies depending on the type of risk and cover required.
Safeguard your business premises, equipment, and inventory against loss or damage.
Covers against theft and accidental damage of equipment, such as tools, laptops and mobile phones whilst you are away from your premises.
Covers against physical loss or damage and theft, of contents and stock at a specific location.
Protect your business from claims of personal injury or property damage caused by your products or services.
Cover for the resultant damage caused by a faulty or defective product imported or manufactured by you.
Cover your business for claims resulting from professional errors, negligence, or omissions.
Keep your business afloat by covering lost income and ongoing expenses if your operations are temporarily halted.
Protect your business from impact of cyberattacks, data breaches, and online fraud with comprehensive cyber risk coverage.
Protect your directors and officers against claims arising from the decisions they make while managing your business.
Covers the loss or damage to the glass within your premises, this could be internal or external.
Covers fees of any accountants engaged in connection with an audit by the Australian Taxation Office.
Covers your machinery and equipment against unforeseeable breakdown. This cover is also available as a stand alone policy for more comprehensive cover.
This is a compulsory insurance for any entity or person engaging employees. It covers the costs associated with any work related injury or sickness to an employee or contractor.
It also covers common law, which is monetary settlement to the Injured party should the employers negligence be associated with the injury or sickness.
Other related Insurances include – Corporate Travel, Voluntary Workers, Group Personal Accident, Journey and Industrial Disease Insurance.
Insurance for protection again claims that an entity or person is legally liable for.
e.g. Public & Products Liability, Management Liability, Association Liability, Marine Liability and Carriers Liability Insurance.
Cover against any physical loss or damage to the building. This may also include loss of rent and property owner’s liability.
e.g. Building Insurance, Strata Insurance and Property Owners Insurance. Check out more here.
Professional Indemnity insurance is designed for businesses who provide professional advice or services to others (third parties). It provides protection against the legal costs and claims brought against you by third parties for alleged errors and omissions or breaches of professional duty from your services provided to them.
e.g. Medical Malpractice, IT&T and Design & Construct Insurance.
Cover for your motor vehicles, plant and equipment against loss and damage. Cover can extend to wet or dry hiring
e.g. Transport Operators, Heavy Haulage, Carriers, Trucks, Vehicle Fleet and Mobile Plant & Equipment Insurance.
Protection for your business against legal costs for allegations of mismanagement, misconduct or legislative breaches.
For example:
A Management Liability Policy can cover:
Management Liability – which includes protection against fraud or breach of fiduciary duty; misappropriation of trade secrets; unfair competition and breach of confidentiality.
Corporate Liability – which protects against allegations of fraud, being prosecuted by a regulatory authority and actions for breaches of the Corporations Act.
Employment Practices Liability – which protects against allegations of bullying, sexual harassment, unfair dismissal and discrimination.
Theft/Crime – by employees which may include theft of money and property.
Statutory Liability – which protects against a breach of Occupational Health and Safety Act and other legislation.
Cyber Event previously known as Cyber Liability Insurance is cover for the loss, damage and impact to your business from an Insured Cyber Event.
Cover options include:
Response costs
Losses to you
Losses to others
Criminal financial loss
The specific types of insurance your business needs will depend on its size, industry, and operations. Most businesses require property insurance, public liability insurance, and workers’ compensation at a minimum. Professional services may also need professional indemnity insurance, while larger businesses may benefit from business interruption and management liability coverage.
Our brokers work closely with you to understand your business operations and risks. We assess your current insurance needs, recommend suitable coverage options, and tailor an insurance package to match your business profile.
Business interruption insurance covers lost income and additional operating expenses if your business is forced to shut down or reduce operations due to events like fire, storms, or equipment breakdown. If your business relies on uninterrupted operations to maintain cash flow, this coverage is crucial.
In the event of a claim, Sarre’s claims advocacy team manages the entire process. We handle negotiations with insurers, gather the necessary documentation, and ensure that your claim is processed efficiently and fairly, maximising your payout and downtime for your business.
We recommend reviewing your insurance policies annually or whenever there are significant changes in your business, such as expansion, new locations, or increased staff. Our brokers will work with you to ensure your coverage remains adequate as your business evolves.
Connect with us
Whether you have questions about our offerings, need assistance with a claim, or want to discuss how we can tailor insurance solutions to meet your needs, don’t hesitate to reach out. Our dedicated team at Sarre Insurance Broking Services is just a call or click away.
Sarre Insurance Broking Services is a member of Steadfast
ABN 71 150 896 610
AFS Licence No 554587
© 2024 Sarre Insurance Broking Services. All rights reversed.
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